BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Eventin//Event Calendar//EN CALSCALE:GREGORIAN METHOD:PUBLISH BEGIN:VEVENT UID:543ca4098fa0f05b8d035302898c3687@roc.ph SUMMARY:Financial Basics for Creatives for Success DESCRIPTION:Category: Creative Entrepreneurship & Freelance MasterySubcateg ory: Financial Literacy for Creatives\, Freelance Accounting & Money Manage ment💰 Financial Basics for Creatives for Success: Take Control of Your M oney\, Price Your Worth\, and Build Financial SecurityMaster Cash Flow Mana gement\, Project Pricing\, Tax Compliance Basics\, and Wealth-Building Syst ems Built Specially for Irregular Creative IncomesDate: 📅 November 5\, 2 026 (Thursday)Time: ⏰ 4:00 PM – 5:00 PM (Asia/Shanghai)Location: 📍 L ive via Google Meet💡 Is an Unpredictable Income Holding Back Your Creati ve Career and Peace of Mind?Many talented designers\, writers\, photographe rs\, videographers\, and digital artists struggle not because of a lack of creative skill\, but because they lack a clear system to manage irregular i ncome streams. Navigating "feast or famine" cash flow cycles\, underpricing projects out of fear\, and ignoring tax or accounting obligations can quic kly turn a passionate creative career into a stressful financial trap.What if you could establish a stress-free financial OS—separating personal and business funds\, setting profitable project rates\, smoothing out variable income\, and systematically building wealth doing what you love?Are you st ruggling to balance your creative passion with financial stability?❌ Feas t-or-Famine Cash Flow: Experiencing extreme income fluctuations month-to-mo nth without a buffer system to cover dry spells❌ Underpricing & Discounti ng: Struggling to calculate true project costs\, resulting in undercharging and working long hours for low pay❌ Co-Mingled Personal & Business Money : Mixing personal bank accounts with client payments\, making tracking expe nses and profitability impossible❌ Tax & Invoicing Dread: Feeling intimid ated by tax filings\, invoicing practices\, and financial record-keeping ob ligationsThe Goal: Equip freelance creatives\, agency owners\, digital arti sts\, content producers\, and independent contractors with simple\, non-int imidating financial management frameworks to achieve lasting creative and f inancial control.🔥 What You’ll LearnManaging Irregular Income with the "Owner's Pay" SystemStructuring a variable-income budgeting engine that st abilizes monthly personal income regardless of seasonal client paymentsCalc ulating Your True Cost of Service & Value-Based PricingMoving away from low hourly rates by factoring in overhead\, taxes\, profit margin\, and busine ss reinvestment into every proposalSeparating Business & Personal Finances EfficientlySetting up simple banking structures\, expense tracking workflow s\, and invoice logs that simplify monthly accountingTax Basics & Complianc e Framework for Independent CreativesUnderstanding tax obligations\, offici al receipts\, deduction allowances\, and registration fundamentals without the legal headacheBuilding a Creative Emergency Fund & Retirement PlanEstab lishing cash buffers designed specifically for freelancers to ensure peace of mind during slow project cyclesClient Payment Terms & Managing Late Invo icesSetting up deposit policies\, milestone payments\, and late-fee clauses in contracts to secure steady cash flow🎯 Who Should Attend?✔ Freelanc e Designers\, Writers\, Photographers\, & Artists seeking financial stabili ty and higher earning potential✔ Content Creators\, Video Editors\, & Ani mators needing structured pricing strategies and tax guidance✔ Creative A gency Founders & Boutique Studio Owners managing team payroll\, operational overhead\, and client billing✔ Side-Hustlers & Creative Professionals pl anning to transition safely from corporate jobs to full-time creative freel ancing✔ Recent Creative Graduates entering the independent creative econo my without a formal business or financial background🎟️ Ticket TiersTic ket TypeSuper Early Bird (Until Oct 22)Early Bird (Oct 23 – Oct 29)Regula r Rate (Oct 30 – Nov 4)What’s IncludedRegular Pass₱300₱400₱500 📍 Live Google Meet Access📜 Professional Proof: e-Certificate of Parti cipationRegular Pass (50% Off)(Student / Senior / PWD)₱150₱200₱250 📍 Live Google Meet Access📜 Professional Proof: e-Certificate of Parti cipationVIP Pass₱500₱800₱1\,000📍 Live Google Meet Access🎥 Full Course Recording Access📜 Full Skill Credential: e-Certificate of Complet ionVIP Pass (50% Off)(Student / Senior / PWD)₱250₱400₱500📍 Live Go ogle Meet Access🎥 Full Course Recording Access📜 Full Skill Credential : e-Certificate of Completion🎓 Special Discounts VerificationTo claim th e 50% discount rates above\, eligible participants must submit verification using the corresponding scholarship/discount application links:👴 Senior Citizens: https://roc.ph/scholarships/seniorcitizen/🎓 Students: https:/ /roc.ph/scholarships/student/♿ PWD: https://roc.ph/scholarships/pwd/⚠ ️ Note: Limited slots available to ensure an interactive Q&A session. Res erve yours early!📌 Secure Your Slot Now🔗 Register Here: https://roc.p h/event/financial-basics-for-creatives-for-success/Missed the live event? A vail our Online Full Access (e-recording & e-certificate) at: https://roc.p h/service/financial-basics-for-creatives-for-success💬 “Financial liter acy is not the enemy of creativity\; it is the structure that gives your ar t room to breathe\, grow\, and thrive sustainably.”Upcoming Webinars: roc .ph/webinarsRecorded Webinars: https://www.roc.ph/coursesWebinar Policy: ro c.ph/policy/webinar/Privacy Policy: https://roc.ph/policy/privacy/ LOCATION:Online DTSTAMP:20261101T020852Z DTSTART:20261105T080000Z DTEND:20261105T090000Z END:VEVENT END:VCALENDAR